Sunil Kumar Singh
Branch Manager
sunil.singh@example.com · +91 93XXX XXX67 · Patna, Bihar · linkedin.com/in/sunil-kumar-singh-example
Summary
Bank branch manager with 12 years of banking experience, including 5 years heading urban and semi-urban branches with business of up to ₹540 crore. Grows CASA and advances, controls NPAs, leads teams of 12 to 16 staff and has maintained "A" internal audit ratings. JAIIB and CAIIB certified.
Skills
- Branch operations
- CASA growth
- MSME and retail lending
- NPA management and recovery
- SARFAESI
- Audit and RBI compliance
- Core banking (Finacle)
- MIS reporting
Core skills
Team leadership · Business development · Customer service · Risk management · Government scheme implementation
Work experience
Branch Manager, Scale III, Ganga Commercial Bank Ltd, Patna
May 2021 – Present
- Lead a 16-member branch with total business of ₹540 crore, growing deposits by 24% and advances by 31% in three years.
- Raised the CASA ratio from 38% to 46% through salary account tie-ups with 22 institutions and local trader campaigns.
- Reduced gross NPA from 6.8% to 2.9% through recovery camps, OTS settlements and SARFAESI action on 11 accounts.
- Achieved "A" ratings in 3 consecutive internal audits and closed all RBI inspection observations within deadlines.
Deputy Manager, Advances, Ganga Commercial Bank Ltd, Gaya
Jul 2014 – Apr 2021
- Handled MSME, agriculture and retail loan portfolio of ₹160 crore including KCC, Mudra and housing loans.
- Processed 1,200+ loan proposals and ensured timely renewals, stock statements and inspections.
- Implemented government-sponsored schemes, sanctioning 450+ PMEGP and Mudra loans for first-time entrepreneurs.
Education
MBA, Finance
2012 – 2014
Bihar Institute of Business Management, Patna · 68%
B.Sc., Mathematics
2009 – 2012
Magadh Science College, Gaya · 72%
Certifications
- JAIIB, IIBF, Nov 2015
- CAIIB, IIBF, Dec 2017
Languages
Hindi (Native) · English (Professional) · Bhojpuri (Fluent) · Magahi (Conversational)