Ankit Mishra
Assistant Manager (Probationary Officer)
ankit.mishra@example.com · +91 94XXX XXX21 · Lucknow, Uttar Pradesh · linkedin.com/in/ankit-mishra-example
Summary
Probationary Officer with 3 years in a public sector bank, now Assistant Manager handling retail loans, CASA growth and branch operations. Processed 400+ home, vehicle and MUDRA loans with a clean audit record and grew branch CASA deposits by 14% in a year, with sound knowledge of KYC, AML and RBI guidelines.
Skills
- Retail loan appraisal
- MUDRA and priority sector lending
- CASA mobilisation
- KYC and AML
- Core banking (Finacle)
- Cash and clearing operations
- Financial inclusion schemes
- MS Excel
Core skills
Customer relationships · Team supervision · Compliance · Target orientation · Decision-making
Work experience
Assistant Manager (Probationary Officer), A public sector bank, Lucknow
Sep 2022 – Present
- Appraise and process retail and MUDRA loans, sanctioning 400+ loans worth ₹38 crore with gross NPA in the portfolio under 1.5%.
- Led a CASA drive through housing societies and salary-account tie-ups that grew branch CASA deposits by 14% in FY 2024-25.
- Supervise cash, clearing and the KYC desk for a branch of 9 staff, closing 2 internal audits with no major observations.
- Enrolled 1,100 customers in PMJJBY, PMSBY and APY under financial inclusion targets.
Probationary Officer (training), The same bank, regional training centre and branches, Lucknow and Barabanki
Mar 2022 – Aug 2022
- Completed classroom training and rotations in cash, deposits, advances, forex and clearing at rural and urban branches.
- Reduced the pending re-KYC list at a rural branch by 600 accounts in 6 weeks during a rotation.
Education
B.Com (Hons), Banking and Finance
2017 – 2020
University of Lucknow, Lucknow · 71%
Certifications
- JAIIB, Indian Institute of Banking and Finance, Nov 2023
- Certificate in KYC and AML, Indian Institute of Banking and Finance, Jun 2024
Languages
Hindi (Native) · English (Fluent) · Awadhi (Conversational)